Mortgage Rates 2025 Forecast Usaa. As with all things in economics, the answer is ‘it depends.’ “the 2025 housing market is poised to. Sales of existing homes will grow moderately as buyers become accustomed to higher prices and mortgage rates, but transactions could surge if rates decline.
Subsequently, mortgage rates increased almost 100 basis points (bps) in october, returning to near 7%. But mortgage rates recently jumped back up.